{"id":64003,"date":"2026-01-07T22:32:44","date_gmt":"2026-01-07T15:32:44","guid":{"rendered":"https:\/\/sangkakala7.tv\/?p=64003"},"modified":"2026-01-07T22:32:44","modified_gmt":"2026-01-07T15:32:44","slug":"hati-hati-di-kuhp-baru-praktik-rentenir-bank-keliling-dan-bank-emok-bisa-dipidana","status":"publish","type":"post","link":"https:\/\/sangkakala7.tv\/?p=64003","title":{"rendered":"Hati-Hati! Di KUHP Baru, Praktik Rentenir, Bank Keliling, dan Bank Emok Bisa Dipidana"},"content":{"rendered":"<p><strong>Kota Bogor, Jabar || Sangkakala 7<br \/>\n\u200e<\/strong>Masyarakat diminta semakin waspada terhadap praktik pinjaman ilegal seperti rentenir, bank keliling, maupun bank emok. Pasalnya, dalam Kitab Undang-Undang Hukum Pidana (KUHP) baru yang mulai berlaku nasional, sejumlah modus penagihan dan pemberian pinjaman dengan cara menekan, mengancam, hingga memeras berpotensi dijerat pidana. Rabu, 07\/01\/2026.<br \/>\n\u200e<br \/>\n\u200ePraktik pinjaman berbunga tinggi yang disertai intimidasi, ancaman, serta penagihan tidak manusiawi selama ini kerap menjerat masyarakat kecil, terutama ibu rumah tangga dan pelaku UMKM. Dalam KUHP baru, negara menegaskan perlindungan hukum terhadap warga dari praktik-praktik yang merugikan dan melanggar hak asasi.<br \/>\n\u200e<br \/>\n\u200eSalah satu warga pengguna bank keliling di Kabupaten Bogor, sebut saja Dea (39), mengaku pernah mengalami tekanan psikologis akibat cara penagihan yang dilakukan oknum rentenir.<br \/>\n\u200e<br \/>\n\u200e\u201cAwalnya pinjam kecil untuk kebutuhan rumah tangga. Tapi bunganya besar dan tiap telat sehari langsung ditelepon terus, bahkan didatangi ke rumah dengan nada mengancam. Saya jadi takut dan stres,\u201d ujar Dea.<br \/>\n\u200e<br \/>\n\u200eIa berharap dengan berlakunya KUHP baru, praktik seperti itu bisa diberantas dan masyarakat kecil tidak lagi menjadi korban.<br \/>\n\u200e<br \/>\n\u200e\u201cKalau memang ada aturannya sekarang, saya harap aparat tegas. Kami ini hanya masyarakat biasa yang butuh perlindungan,\u201d tambahnya.<br \/>\n\u200e<br \/>\n\u200ePasal-Pasal yang Bisa Menjerat Rentenir di KUHP Baru<br \/>\n\u200eDalam UU Nomor 1 Tahun 2023 tentang KUHP, praktik rentenir, bank keliling, atau bank emok tidak otomatis ilegal, namun cara dan metode yang digunakan dapat menimbulkan unsur pidana. Beberapa ketentuan yang dapat dikenakan antara lain:<br \/>\n\u200e<br \/>\n\u200ePasal tentang Pemerasan, jika penagihan disertai paksaan, tekanan, atau ancaman untuk memperoleh keuntungan.<br \/>\n\u200e<br \/>\n\u200ePasal tentang Pengancaman, apabila pelaku mengancam akan menyebarkan aib, mempermalukan, atau melakukan kekerasan.<br \/>\n\u200e<br \/>\n\u200ePasal tentang Penipuan, bila sejak awal terdapat niat menyesatkan terkait bunga, denda, atau perjanjian.<br \/>\n\u200e<br \/>\n\u200ePasal tentang Perbuatan Melawan Hukum, termasuk tindakan yang merendahkan martabat atau melanggar hak pribadi peminjam.<br \/>\n\u200e<br \/>\n\u200ePasal tentang Kekerasan Psikis, jika tindakan penagihan menyebabkan ketakutan, tekanan mental, atau penderitaan psikologis.<br \/>\n\u200e<br \/>\n\u200eAncaman pidana dalam pasal-pasal tersebut dapat berupa hukuman penjara maupun denda, tergantung tingkat kesalahan dan dampak yang ditimbulkan kepada korban.<br \/>\n\u200e<br \/>\n\u200eImbauan untuk Masyarakat<br \/>\n\u200ePemerintah dan aparat penegak hukum mengimbau masyarakat agar:<br \/>\n\u200eTidak mudah tergiur pinjaman cepat tanpa kejelasan bunga dan perjanjian tertulis.<br \/>\n\u200e<br \/>\n\u200eMelaporkan praktik penagihan yang disertai ancaman atau intimidasi.<br \/>\n\u200eMengutamakan lembaga keuangan resmi dan diawasi otoritas berwenang.<br \/>\n\u200e<br \/>\n\u200eDengan berlakunya KUHP baru, diharapkan praktik pinjaman yang merugikan dan menindas masyarakat dapat ditekan, sekaligus memberikan rasa aman dan keadilan bagi warga.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kota Bogor, Jabar || Sangkakala 7 \u200eMasyarakat diminta semakin waspada terhadap praktik pinjaman ilegal seperti rentenir, bank keliling, maupun bank emok. Pasalnya, dalam Kitab&#8230;<\/p>\n","protected":false},"author":2,"featured_media":64005,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[38],"class_list":["post-64003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hukum","tag-headline"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hati-Hati! Di KUHP Baru, Praktik Rentenir, Bank Keliling, dan Bank Emok Bisa Dipidana - Sangkakala 7<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sangkakala7.tv\/?p=64003\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hati-Hati! 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